2025 Atlantic Hurricane Season: Prepare Now for an Active Year

The 2025 Atlantic hurricane season is expected to be more active than usual, with experts forecasting 17 named storms, 9 hurricanes, and 4 major hurricanes (Category 3 or higher). With warmer sea surface temperatures and ENSO-neutral conditions in play, insurance professionals across all lines—especially flood and P&C—should be gearing up now for what could be a very demanding season.

At AdStrat, our team is dedicated to helping carriers and their policyholders navigate hurricane claims with speed, empathy, and innovation. We believe that together we can make a difference. As the season approaches, now is the time to ensure your teams and policyholders are prepared—and your capacity is ready to scale.

Quick Forecast Recap

• 17 named storms

• 9 hurricanes

• 4 major hurricanes (Category 3+)

  
  

  Influencing factors:

• Warmer-than-average Atlantic waters

• ENSO-neutral conditions (less wind shear = more storm activity)

For Adjusters: Prepare for Surge Events

Adjusters will play a frontline role in 2025’s hurricane response. Ensure you’re ready by:

• Reviewing CAT deployment protocols

• Refreshing flood and wind damage assessment training

• Familiarizing yourself with updated claim system tools and mobile platforms

• Making sure the AdStrat team has all your updated licenses and contact information for deployment

• Preparing emotionally for policyholder distress during high-impact events

AdStrat offers support through scalable field deployment teams, examiner backup, and proven processes.

For Policyholders: Protect What Matters

Policyholders should be encouraged to take simple but crucial steps:

• Review their insurance coverage and limits—especially for flood, which is almost always excluded from standard homeowners policies.

  • Need some help making sure you have the right coverage? Contact our friends and flood insurance experts at 1st Direct Insurance at www.firstdirectins.com for a free risk assessment and policy review.

• Document current property conditions with photos and videos and keep them safe by uploading them to the cloud

• Create an emergency plan with evacuation routes, contacts, and supplies

Clear communication from carriers, adjusters, and TPAs can reduce confusion and build trust long before a storm hits.

For Carriers: Scale Proactively with Trusted Partners

With storm volume and intensity predicted to rise, carriers must think beyond internal capacity. AdStrat provides:

• Rapid response adjuster deployment

• Customized claims solutions across Flood, P&C, TPA, Travel, and Pet

• Scalable resources for surging claim volumes

• Consistent, compassionate service that strengthens policyholder relationships

Partnering early ensures readiness and resilience when claims start coming in.

Final Thoughts

The 2025 hurricane season isn’t just a forecast—it’s a call to action. Proactive planning today reduces chaos tomorrow. At AdStrat, we’re ready to help you meet the moment with confidence and care. Together we can make a difference.

Reach out to our team at AdStrat to learn more and how we can work together to make a difference: info@adminstrat.com