2025 Atlantic Hurricane Season: Prepare Now for an Active Year

The 2025 Atlantic Hurricane Season: Be Prepared for What’s Coming

The 2025 Atlantic hurricane season is expected to be more active than usual. Experts forecast 17 named storms, 9 hurricanes, and 4 major hurricanes (Category 3 or higher). Warmer sea surface temperatures and ENSO-neutral conditions are in play. Insurance professionals across all lines, especially flood and property & casualty (P&C), should prepare now for what could be a demanding season.

At AdStrat, our team is dedicated to helping carriers and their policyholders navigate hurricane claims with speed, empathy, and innovation. We believe that together we can make a difference. As the season approaches, ensuring your teams and policyholders are prepared is essential. Make sure your capacity is ready to scale.

Quick Forecast Recap

• 17 named storms

• 9 hurricanes

• 4 major hurricanes (Category 3+)

  
  

Influencing factors:

• Warmer-than-average Atlantic waters

• ENSO-neutral conditions (less wind shear = more storm activity)

  
  

For Adjusters: Prepare for Surge Events

Adjusters will play a critical role in the 2025 hurricane response. Here are steps to ensure you’re ready:

• Review CAT deployment protocols.

• Refresh training on flood and wind damage assessment.

• Familiarize yourself with updated claim system tools and mobile platforms.

• Make sure the AdStrat team has your updated licenses and contact information for deployment.

• Prepare emotionally for policyholder distress during high-impact events.

  
  

For Policyholders: Protect What Matters

Policyholders should take simple but crucial steps to safeguard their assets:

Review Insurance Coverage

Review your insurance coverage and limits carefully. Pay special attention to flood coverage, which is often excluded from standard homeowners policies.

Need assistance in ensuring you have the right coverage? Contact our partners at 1st Direct Insurance for a free risk assessment and policy review at www.firstdirectins.com

Document Property Conditions

Document the current condition of your property with photos and videos. Store these documents safely by uploading them to the cloud.

Create an Emergency Plan

Develop an emergency plan that includes:

• Evacuation routes

• Emergency contacts

• Supplies needed for sheltering

  
  

For Carriers: Scale Proactively with Trusted Partners

With storm volume and intensity expected to rise, carriers must think beyond their existing capacities. AdStrat offers essential services, including:

• Rapid response adjuster deployment

• Customized claims solutions across Flood, P&C, TPA, Travel, and Pet

• Scalable resources to handle surging claim volumes

• Compassionate service that strengthens policyholder relationships

  
  

Partnering early is crucial for ensuring readiness and resilience when claims start coming in. AdStrat provides support through scalable field deployment teams, examiner backup, and proven processes.

Final Thoughts

The 2025 hurricane season isn’t just a weather forecast; it’s a call to action. Proactive planning today reduces chaos tomorrow. At AdStrat, we’re ready to help you meet the upcoming challenges with confidence and care. Together, we can make a significant difference.

Reach out to our team at AdStrat to learn more about how we can collaborate and support each other: info@adminstrat.com