2025 Atlantic Hurricane Season: Prepare Now for an Active Year
- Melissa Findley
- May 11
- 2 min read
Updated: May 30
The 2025 Atlantic Hurricane Season: Be Prepared for What’s Coming
The 2025 Atlantic hurricane season is expected to be more active than usual. Experts forecast 17 named storms, 9 hurricanes, and 4 major hurricanes (Category 3 or higher). Warmer sea surface temperatures and ENSO-neutral conditions are in play. Insurance professionals across all lines, especially flood and property & casualty (P&C), should prepare now for what could be a demanding season.
At AdStrat, our team is dedicated to helping carriers and their policyholders navigate hurricane claims with speed, empathy, and innovation. We believe that together we can make a difference. As the season approaches, ensuring your teams and policyholders are prepared is essential. Make sure your capacity is ready to scale.

Quick Forecast Recap
17 named storms
9 hurricanes
4 major hurricanes (Category 3+)
Influencing factors:
Warmer-than-average Atlantic waters
ENSO-neutral conditions (less wind shear = more storm activity)
For Adjusters: Prepare for Surge Events
Adjusters will play a critical role in the 2025 hurricane response. Here are steps to ensure you’re ready:
Review CAT deployment protocols.
Refresh training on flood and wind damage assessment.
Familiarize yourself with updated claim system tools and mobile platforms.
Make sure the AdStrat team has your updated licenses and contact information for deployment.
Prepare emotionally for policyholder distress during high-impact events.
For Policyholders: Protect What Matters
Policyholders should take simple but crucial steps to safeguard their assets:
Review Insurance Coverage
Review your insurance coverage and limits carefully. Pay special attention to flood coverage, which is often excluded from standard homeowners policies.
Need assistance in ensuring you have the right coverage? Contact our partners at 1st Direct Insurance for a free risk assessment and policy review at www.firstdirectins.com
Document Property Conditions
Document the current condition of your property with photos and videos. Store these documents safely by uploading them to the cloud.
Create an Emergency Plan
Develop an emergency plan that includes:
Evacuation routes
Emergency contacts
Supplies needed for sheltering
For Carriers: Scale Proactively with Trusted Partners
With storm volume and intensity expected to rise, carriers must think beyond their existing capacities. AdStrat offers essential services, including:
Rapid response adjuster deployment
Customized claims solutions across Flood, P&C, TPA, Travel, and Pet
Scalable resources to handle surging claim volumes
Compassionate service that strengthens policyholder relationships
Partnering early is crucial for ensuring readiness and resilience when claims start coming in. AdStrat provides support through scalable field deployment teams, examiner backup, and proven processes.
Final Thoughts
The 2025 hurricane season isn’t just a weather forecast; it’s a call to action. Proactive planning today reduces chaos tomorrow. At AdStrat, we’re ready to help you meet the upcoming challenges with confidence and care. Together, we can make a significant difference.
Reach out to our team at AdStrat to learn more about how we can collaborate and support each other: info@adminstrat.com
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